You would think that since I used to be a financial advisor I would be better with my money — but I used to overdraft my account at least once a month. It’s sad, but my New Year’s Resolution was to go just one month without overdrafting.
You see, I do math like a normal human being, and banks do math like… well, banks. I’ve been doing good though. Ever since the New Year, I have only overdrafted once.
There were two key things I changed which prevented me from overdrafting until I forgot why I set those personal rules and broke one… and overdrafted. I guess you need that one regression as a painful reminder.